Can motorists claim from their own insurer after a crash?

Question

## Yes, motorists with comprehensive motor insurance can claim from their own insurer through an Own-Damage Knock-for-Knock claim if they are not at fault.

Accepted Answer

Motorists who hold comprehensive motor insurance do not always need to pursue the other party’s insurer after a crash. An Own-Damage Knock-for-Knock, or OD-KfK, claim lets eligible drivers claim directly from their own insurer, which can reduce delays and let repairs start sooner.

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Can motorists claim from their own insurer after a crash?

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