Did the man fake his kayaking death for insurance money?

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US Man Allegedly Faked Kayaking Death to Collect Life Insurance and Flee to Europe

Authorities allege that Ryan Borgwardt, a 45-year-old man from Green Lake, Wisconsin, faked his disappearance while kayaking in August to collect on a life insurance policy and abscond to Europe. His capsized kayak, life jacket, and personal belongings were found, but his body was never recovered, prompting a broader investigation beyond a missing person case.
Passport and Travel Arrangements

Canadian border officials flagged Borgwardt's name on August 13, the day after he was reported missing by his family. Investigations revealed that Borgwardt had previously reported his passport lost or stolen and obtained a replacement prior to his disappearance. This suggests he may have used the new passport to travel internationally.
Financial and Digital Footprint

A digital forensic analysis of Borgwardt's laptop uncovered several suspicious activities preceding his vanishing. He had secured a life insurance policy valued at US$375,000 (approximately RM1.7 million). Furthermore, he transferred funds to a foreign bank account and altered his email address on the very day he was last seen.
Evidence of Premeditation

The investigation also found that Borgwardt replaced his laptop's hard drive and cleared his browser history on August 12, the day he was last seen kayaking. These actions, coupled with the financial and travel arrangements, lead authorities to believe his disappearance was a deliberate act.
Ongoing Investigation and Suspected Location

The sheriff's office is continuing to investigate the case, considering potential charges of fraud and obstruction. Authorities currently believe Borgwardt may be residing in Eastern Europe.

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Did the man fake his kayaking death for insurance money?

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