How are integrated insurance and wealth services accessed via one app?

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Integrated Financial Services Accessible Through a Single Mobile Application

Customers can access a comprehensive suite of financial services, including deposits, foreign exchange, cross-border remittances, wealth management, and insurance, all through a unified mobile application. This platform allows for the seamless integration of various financial needs, enabling users to manage their banking, investment, and protection planning from a single point of access. The "dual-advantage wealth solution" further enhances this offering by merging the flexibility of brokerage services with the robust security typically associated with banking institutions, complemented by both online and offline insurance options.
Unified Access to Diverse Financial Products

Ping An Digital Bank has successfully integrated a wide array of financial services into its mobile application, providing customers with a singular platform for their banking and wealth management needs. This includes functionalities for deposits, foreign exchange transactions, and cross-border remittances. The platform also facilitates access to wealth management products and insurance services, all within the same application interface.
Integrated Wealth and Insurance Solutions

The bank's offerings are further enhanced by a dual-advantage wealth solution, which is designed to combine the dynamic nature of a brokerage with the security of a bank. This integrated approach extends to insurance services, which are available through both online and offline channels, ensuring that customers have flexible options for their protection needs. The app allows for instant deployment of cash funds from savings accounts into investments such as Hong Kong stocks, US stocks, and various funds, enabling a fluid transition between savings and investment activities.
Retail Banking Business Expansion

The retail banking segment of Ping An Digital Bank has experienced significant growth, supported by strategic capital injections and the continuous expansion of its service offerings. As of December 31, 2025, the bank's total assets saw a substantial year-on-year increase of 135%. Concurrently, net interest income for the year surpassed HK$220 million, marking a rise of over 60% compared to the previous year. Customer deposits also showed a strong upward trend, reaching approximately HK$10.5 billion by the end of 2025 and exceeding HK$12.5 billion by March of the following year.

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How are integrated insurance and wealth services accessed via one app?

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