How does OD-KfK let eligible drivers claim from their insurer?

Question

## The Own-Damage Knock-for-Knock (OD-KfK) mechanism allows eligible motorists who are not at fault to bypass the at-fault party’s insurer by filing a claim directly with their own insurance provider to expedite the repair process.

Accepted Answer

By opting for an OD-KfK claim, policyholders with comprehensive motor insurance can initiate repairs immediately through their own insurer rather than waiting for liability to be determined by the other party’s insurer. This process simplifies the claims procedure by reducing the number of parties involved, which prevents the need for policyholders to pay upfront for repairers’ or adjusters’ fees. By allowing insurers to manage the recovery process between themselves behind the scenes, the system effectively mitigates the delays and potential for complications often associated with pursuing third-party insurance claims.

Reading history

Hide →

This history is cleared when the page is closed.

How does OD-KfK let eligible drivers claim from their insurer?

Loading

Was this article helpful?

Helpful

Not helpful

Report an issue

10

0

0

Share with friends