How does the Maybank 2 Cards Premier compare to other air miles cards?

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Maybank 2 Cards Premier Offers Competitive Air Miles Conversion with Specific Eligibility and Fee Structures

The Maybank 2 Cards Premier stands out for its favourable air miles conversion rate, particularly on its American Express card, offering RM0.95 per Enrich Mile for all local and overseas spending. This positions it favourably against some competitors, although its reward points have a three-year validity. The card requires a minimum annual income of RM120,000 and carries an RM800 annual fee, which is waived for the first year and can be waived subsequently with an RM80,000 annual spend. This premium offering consists of two cards: the Maybank2 Cards Reserve American Express and the Maybank Visa Infinite.
Enhanced Earning Potential Through Dual Card Structure

The Maybank 2 Cards Premier package comprises both an American Express and a Visa Infinite card, each offering distinct earning potentials. The American Express component awards 5 TreatsPoints (TP) for every RM1 spent, applicable to both local and overseas transactions. In contrast, the Visa Infinite card provides 2TP per RM1 spent locally and a more generous 5TP per RM1 spent overseas. This dual structure allows cardholders to maximise their points accumulation across different spending scenarios.
Superior Conversion Rate for Air Miles Redemptions

Maybank 2 Premier cardholders benefit from an advantageous TreatsPoints-to-air miles conversion rate, which is superior to that offered on ordinary Maybank Visa or Mastercard credit cards. This enhanced rate means cardholders can redeem twice the number of air miles compared to holders of standard Maybank cards. Specifically, RM950 in expenditure on the card is sufficient to redeem 1,000 Enrich Miles for most local and international spending, excluding categories like utilities, education, EzyPay, and insurance, which accrue points at a lower rate.
Comparison with Alliance Bank Visa Infinite

When compared to the Alliance Bank Visa Infinite, the Maybank 2 Cards Premier presents a more favourable conversion rate for air miles. However, the Alliance Bank card's points do not expire, offering a significant advantage over the Maybank card's three-year reward points validity. While the Alliance Bank Visa Infinite has a lower annual fee waiver requirement of RM30,000 per year, its minimum income requirement is higher at RM150,000 per annum.

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How does the Maybank 2 Cards Premier compare to other air miles cards?

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