What does the new LINDUNG 24 Jam scheme cover for non-work accidents?

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The LINDUNG 24 Jam Scheme Provides Comprehensive Coverage for Non-Work-Related Accidents

The new Non-Work-Related Accident Scheme (SKBBK), also known as LINDUNG 24 Jam, which commenced on June 1, offers extensive benefits to active contributors for accidents occurring outside of working hours. This scheme aims to cover medical expenses and provide income replacement, as exemplified by the case of Arnold Nathanael Lister, a 24-year-old from Sabah.
Full Funding for Medical Treatment and Surgery

Under the LINDUNG 24 Jam scheme, contributors experiencing non-work-related accidents are eligible for full funding of their medical treatment and surgical procedures. Arnold Nathanael Lister, who suffered a fractured and compressed spine after an accident at his home, received coverage for his spinal implant surgery. This provision ensures that serious injuries sustained outside the workplace do not lead to insurmountable medical debt for the insured.
Income Replacement During Medical Unfitness

A key component of the scheme is the Temporary Disablement Benefit, designed to compensate for lost income during periods when a contributor is medically unfit to work. This benefit aims to safeguard the livelihoods of individuals who are temporarily unable to earn a living due to an accident. By providing a financial cushion, the scheme helps contributors manage their expenses while they focus on recovery.
Provision of Rehabilitation Equipment and Physiotherapy

Beyond immediate medical care and income support, LINDUNG 24 Jam also facilitates long-term recovery through the provision of rehabilitation equipment and services. Arnold Nathanael Lister is receiving specialized equipment, including a specialized wheelchair and a urinary drainage bag management device. Furthermore, free physiotherapy is offered as part of the Return To Work (RTW) programme, supporting contributors in their journey back to full functionality and employment.

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What does the new LINDUNG 24 Jam scheme cover for non-work accidents?

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