What financial support does the scheme offer beyond medical treatment?

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The Non-Work-Related Accident Scheme Provides Income Replacement and Rehabilitation Support

The Non-Work-Related Accident Scheme (SKBBK), also known as LINDUNG 24 Jam, offers financial support beyond direct medical treatment by providing a Temporary Disablement Benefit to replace lost income for contributors unable to work due to an accident. This scheme, which commenced on June 1, also facilitates access to rehabilitation equipment and physiotherapy services as part of its comprehensive support for affected individuals.
Income Replacement During Disablement

The scheme includes a Temporary Disablement Benefit designed to compensate for lost earnings when a contributor is medically certified as unfit to perform their work duties following an accident. This benefit aims to safeguard the financial stability of individuals during their recovery period, ensuring they have a means to maintain their livelihood while incapacitated.
Provision of Rehabilitation Equipment

Beyond income replacement, beneficiaries are entitled to receive necessary rehabilitation equipment to aid their recovery and adaptation. In the case of Arnold Nathanael Lister, who suffered a spinal injury, this included specialized items such as a specialised wheelchair and a urinary drainage bag management device.
Support Through Return To Work Programmes

The LINDUNG 24 Jam scheme also incorporates support for rehabilitation through its Return To Work (RTW) programme. This programme provides access to services like free physiotherapy, tailored to the individual's readiness for recovery, thereby assisting them in regaining physical function and potentially returning to work.
Broader Financial Protection for Contributors

Previously, individuals injured in domestic accidents often faced significant challenges in securing financial protection. The introduction of the SKBBK addresses this gap by extending coverage to accidents occurring outside working hours, offering a more holistic safety net that covers both treatment costs and the ongoing financial needs of contributors.

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What financial support does the scheme offer beyond medical treatment?

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