Who is covered by LINDUNG 24 JAM?

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LINDUNG 24 JAM Coverage Extends to Over Nine Million Contributors

The LINDUNG 24 JAM scheme automatically provides coverage against non-work-related accidents to more than nine million contributors under the Employees’ Social Security Act 1969. This initiative significantly broadens Malaysia's social security framework by extending protection beyond the workplace to encompass incidents occurring at any time, including during public holidays and rest days. The scheme is implemented by the Social Security Organisation (Perkeso) and ensures continuous protection for existing formal sector workers without requiring new registrations.
Automatic Coverage for Existing Formal Sector Workers

All individuals currently contributing under the Employees’ Social Security Act 1969 are automatically enrolled in the LINDUNG 24 JAM scheme. This seamless integration means that employers and employees do not need to undertake any new registration processes. The expanded coverage is effective from June 1, and applies to incidents happening outside of working hours and locations.
New Registrations for Newly Employed Individuals

For individuals who commence new employment and begin reporting for duty on or after June 1, 2026, employers are mandated to register them with Perkeso. This registration must follow the existing procedures established by the Social Security Organisation. This ensures that all new entrants into the formal workforce are also included in the comprehensive social security net.
Contribution Structure and Wage Ceiling

The financial responsibility for the LINDUNG 24 JAM scheme's contributions rests entirely with the employees. The scheme's implementation is being rolled out in phases, with a contribution wage ceiling set at RM6,000. The current contribution rate is fixed at 0.75 per cent of an employee's monthly wages.
Employer's Role in Contribution Deduction and Remittance

Employers play a crucial role in the administration of the LINDUNG 24 JAM scheme by being responsible for deducting the applicable contributions from their employees' salaries. These deducted amounts must then be remitted to Perkeso. Continuous and timely payment of these contributions is essential to maintain uninterrupted protection for the contributors.

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Who is covered by LINDUNG 24 JAM?

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