Who qualifies for the new Malaysian Family Insurance Scheme?

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Eligibility for the Malaysian Family Insurance Scheme

The Malaysian Family Insurance Scheme is designed to provide social protection to individuals registered within the eKasih system. To qualify, heads of households from poor communities must be registered in eKasih and pay an annual premium of RM50. This scheme aims to protect 268,000 families within the B40 community.
Registration with the eKasih System

Participation in the Malaysian Family Insurance Scheme is contingent upon registration with the eKasih database. The eKasih system is a national database developed to aid the government in planning, implementing, and monitoring poverty eradication programmes, thereby enhancing their effectiveness.
Premium Payment and Coverage

Eligible heads of households are required to pay a modest annual premium of RM50. This payment secures coverage for the family in the event of the breadwinner's death or serious illness. The scheme provides a financial cushion to support families during difficult times.
Benefits Provided by the Scheme

In the event of the breadwinner's death due to natural causes or permanent disability, the scheme provides RM10,000 to the family. If the death occurs as a result of an accident, the compensation is doubled to RM20,000. This financial assistance aims to alleviate the immediate burden on the family.

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Who qualifies for the new Malaysian Family Insurance Scheme?

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