Why do many Malaysian part-time media practitioners lack social security?

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Lack of Social Security Protection for Part-Time Media Practitioners Attributed to Awareness and Affordability Issues

Many part-time media practitioners in Malaysia face a lack of social security protection primarily due to insufficient awareness regarding its importance and challenges with affordability. While a substantial government subsidy is available, some individuals may not fully grasp the necessity of such coverage or may still find the remaining costs prohibitive.
Limited Awareness of Social Security Importance

A significant factor contributing to the absence of social security coverage among part-time media practitioners is a lack of awareness about its essential role. This extends to individuals who may have the financial capacity to contribute but do not perceive the protection as a priority for their well-being.
Affordability as a Barrier to Entry

While not all individuals in this category are unable to afford social security, affordability remains a cited reason for the lack of protection. This suggests that the cost, even if reduced through subsidies, can still be a hurdle for some part-time media professionals.
Availability of Subsidised Self-Employed Social Security Scheme (SKSPS)

To address these concerns, the Self-Employed Social Security Scheme (SKSPS) has been made available to part-time media practitioners. The government offers a substantial subsidy, covering 90% of the contribution, which effectively reduces the annual cost to RM23 for contributors.
Comprehensive Benefits Offered by SKSPS

The SKSPS provides a wide array of benefits designed to support contributors and their families in various circumstances. These eight benefits include medical coverage, temporary and permanent disability benefits, dependents' benefits, funeral management assistance, education loans, a constant attendance allowance, and access to rehabilitation facilities.

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Why do many Malaysian part-time media practitioners lack social security?

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